Detailed technical benchmark and comparison between Ceviant Payments API and Square API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Process payments through infrastructure licensed in both Nigeria and the UK
Build point-of-sale & online payment systems
Ceviant Payments API is best for enterprise businesses, fintechs, and financial institutions in Nigeria and the UK needing CBN PSSP-licensed and FCA-registered payment infrastructure with direct bank API connectivity in emerging markets.
Square API is best for businesses in the US, UK, Canada, Australia, Japan, France, Spain, or Ireland needing a deeply integrated in-person + online payments platform Nigeria is NOT a supported Square market.
| Highlight | C Ceviant Payments API | S Square API |
|---|---|---|
| Authentication | API Key (contact Ceviant for developer access) | OAuth 2.0 / Access Token |
| Rate Limit | Not publicly specified enterprise SLA | 500 requests/min per endpoint |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✗ Not supported | ✗ Not supported |
| API Services | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments |
| Supported Regions |
| Fee Component | C Ceviant Payments API | S Square API |
|---|---|---|
| Setup & Monthly Fees | Contact provider | No monthly fees on basic plan |
| Rates & Additional Terms |
| 2.6% + 10¢ in-person, 2.9% + 30¢ online |
| Feature / Capability | C Ceviant Payments API | S Square API |
|---|---|---|
| Card Payments (Verve/Visa/Mastercard) | ✓ | ✓ |
| Bank Transfer / Pay by Transfer | ✓ | ✓ |
| USSD Payments | ✓ | ✓ |
| Virtual Accounts | ✗ | ✗ |
| International / Multi-Currency Payments | ✓ | ✓ |
| Recurring Billing / Subscriptions | ✗ | ✓ |
| Payment Links & Hosted Checkout | ✓ | ✓ |
| Webhooks & Event Notifications | ✗ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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