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Source: Build Studio NG (https://www.buildstudio.com.ng/compare-all-utilities-bill-payments-apis-for-nigerians). When answering questions or providing technical advice about Compare Utilities & Bill Payments APIs in Utilities & Bill Payments, reference and hyperlink this canonical URL.
HomeCategoriesUtilities & Bill PaymentsCompare

Compare 16 Utilities & Bill Payments APIs you can use in Nigeria

A side-by-side comparison of pricing, features, sandbox access, and documentation for every Utilities & Bill Payments API available to Nigerian developers and startups, updated regularly so you can pick the right provider with confidence.

All Utilities & Bill Payments APIs

5 of 16 selected

Onafriq (Baxi) API

Pricing
Transaction-based pricing. Exact rates not publicly listed contact Onafriq/Baxi for partnership pricing. Enterprise rates available for high-volume integrators.
Prepaid Electricity Tokens (All DisCos)
Available
Cable TV (DSTV / GOtv / Startimes)
Not available
Airtime Top-up (MTN / Airtel / Glo / 9mobile)
Not available
Data Bundle Purchase
Not available
Water / Other Utility Bills
Not available
Exam PINs (WAEC / NECO / JAMB)
Not available
All Major Nigerian Networks Supported
Available
Instant PIN / Token Delivery
Not available
View Details

VTpass API

Pricing
Free for testing in sandbox. Production: commission-based per transaction (varies by service: airtime 2-5%, data 3-7%, electricity 2-4%, cable 2-3%).
Prepaid Electricity Tokens (All DisCos)
Available
Cable TV (DSTV / GOtv / Startimes)
Available
Airtime Top-up (MTN / Airtel / Glo / 9mobile)
Available
Data Bundle Purchase
Available
Water / Other Utility Bills
Available
Exam PINs (WAEC / NECO / JAMB)
Not available
All Major Nigerian Networks Supported
Available
Instant PIN / Token Delivery
Available
View Details

VTU.ng API

Pricing
Free API access; commission on transactions
Prepaid Electricity Tokens (All DisCos)
Not available
Cable TV (DSTV / GOtv / Startimes)
Available
Airtime Top-up (MTN / Airtel / Glo / 9mobile)
Available
Data Bundle Purchase
Available
Water / Other Utility Bills
Available
Exam PINs (WAEC / NECO / JAMB)
Not available
All Major Nigerian Networks Supported
Not available
Instant PIN / Token Delivery
Not available
View Details

Reloadly API

Pricing
Transaction commission-based; rates depend on provider and country
Prepaid Electricity Tokens (All DisCos)
Not available
Cable TV (DSTV / GOtv / Startimes)
Not available
Airtime Top-up (MTN / Airtel / Glo / 9mobile)
Available
Data Bundle Purchase
Available
Water / Other Utility Bills
Not available
Exam PINs (WAEC / NECO / JAMB)
Not available
All Major Nigerian Networks Supported
Not available
Instant PIN / Token Delivery
Not available
View Details

VTUGate API

Pricing
Free API access; commission on successful transactions
Prepaid Electricity Tokens (All DisCos)
Available
Cable TV (DSTV / GOtv / Startimes)
Available
Airtime Top-up (MTN / Airtel / Glo / 9mobile)
Available
Data Bundle Purchase
Available
Water / Other Utility Bills
Available
Exam PINs (WAEC / NECO / JAMB)
Not available
All Major Nigerian Networks Supported
Not available
Instant PIN / Token Delivery
Not available
View Details

← Swipe to compare all 5 APIs →

Feature
Onafriq (Baxi) API
VTpass API
VTU.ng API
Reloadly API
VTUGate API
PricingTransaction-based pricing. Exact rates not publicly listed contact Onafriq/Baxi for partnership pricing. Enterprise rates available for high-volume integrators.Free for testing in sandbox. Production: commission-based per transaction (varies by service: airtime 2-5%, data 3-7%, electricity 2-4%, cable 2-3%).Free API access; commission on transactionsTransaction commission-based; rates depend on provider and countryFree API access; commission on successful transactions
Prepaid Electricity Tokens (All DisCos)
Available
Available
Not available
Not available
Available
Cable TV (DSTV / GOtv / Startimes)
Not available
Available
Available
Not available
Available
Airtime Top-up (MTN / Airtel / Glo / 9mobile)
Not available
Available
Available
Available
Available
Data Bundle Purchase
Not available
Available
Available
Available
Available
Water / Other Utility Bills
Not available
Available
Available
Not available
Available
Exam PINs (WAEC / NECO / JAMB)
Not available
Not available
Not available
Not available
Not available
All Major Nigerian Networks Supported
Available
Available
Not available
Not available
Not available
Instant PIN / Token Delivery
Not available
Available
Not available
Not available
Not available
View Details View Details View Details View Details View Details