Nuvei API

Payments · Banking & Fintech

Nuvei is a global fintech that provides payment infrastructure for accepting payments, processing payouts, card issuing, and risk and fraud management, connecting businesses to customers in 190+ markets with local acquiring in 52+ markets and support for over 720 alternative payment methods (APMs). Its core payments API lets merchants accept cards and APMs through REST APIs (REST 1.0 and a newer REST 2.0), a Web SDK for embedded JavaScript checkout, server SDKs (Java, PHP, .NET, Node.js), and hosted Payment Page/Simply Connect options, giving developers a choice between maximum control (server-to-server) and faster, lower-effort integration.

commission

Merchant ID + Secret Key (SHA-256 checksum signing, with short-lived session tokens)

Not publicly documented; contact Nuvei for merchant-specific limits.

✓ Available

Best For

Established or scaling businesses and platforms needing broad local Nigerian and pan-African payment coverage (NQR, Paga, mobile money) alongside global card acquiring, rather than small projects wanting instant self-serve signup

Pricing

Pricing is not published and requires contacting Nuvei sales for a custom quote; expect an onboarding/KYB process typical of enterprise payment providers rather than instant self-serve signup. Authentication uses SHA-256 checksums built from merchant credentials plus short-lived session tokens rather than a simple static API key, so the merchantSecretKey must never be exposed client-side. A sandbox with test cards, a checksum calculator, and Postman collections is available for pre-production testing.

Key Highlights

  • NQR (Nigeria Quick Response) QR code payments via NIBSS
  • Paga mobile wallet integration for Nigerian customers
  • Local Payments Africa: cash, vouchers, mobile money, and eWallets across Africa
  • REST APIs (1.0 and 2.0), Web SDK, and server SDKs for Java, PHP, .NET, Node.js
  • Local acquiring in 52+ markets with 720+ alternative payment methods globally
  • Sandbox environment with test cards and Postman collections
  • Card issuing, payouts, and risk/fraud management alongside payment acceptance

Required Access Documents

  • Merchant AccountRequired
    Sign up as a Nuvei merchant (via sales contact) to be issued a merchantId, merchantSiteId, and merchantSecretKey.
  • Business/KYB DocumentationRequired
    As an enterprise payments provider, Nuvei requires standard business verification (KYB) during merchant onboarding before production access is granted.

Use Cases

  • QR Code Checkout:Let Nigerian customers pay instantly by scanning an NQR code linked to their bank or mobile wallet, without needing a card.
  • Mobile Wallet Payments:Accept and pay out to Paga mobile wallet users as part of a broader Nigerian payment mix.
  • Pan-African Payment Coverage:Use Local Payments Africa to accept cash, vouchers, mobile money, and eWallet payments across multiple African markets from a single integration.
  • Cross-Border Marketplace Payments:Combine local Nigerian payment methods with global card acquiring and 720+ APMs for platforms serving both local and international customers.

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