Build Studio NG

Jumio API

Identity & KYC · Data Validation

Jumio is an enterprise-grade identity verification and fraud prevention platform used by banks, fintechs, insurers, and regulated businesses across more than 200 countries. Founded in 2010 and headquartered in Sunnyvale, California, Jumio pioneered the use of artificial intelligence and computer vision for automated ID document authentication and biometric face verification.

Jumio API Highlights

Jumio API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

OAuth 2.0 (Client Credentials Flow) bearer token obtained from token endpoint using API Key + API Secret

Rate Limit

Enterprise-grade, negotiated per contract. No public rate limit documentation.

Sandbox Mode

✓ Available

Webhooks

Not verified yet

Supported Regions

Nigeria

Ghana

Kenya

Jumio API Services

Document VerificationBiometric Face MatchActive Liveness DetectionDeepfake & Spoofing Prevention

Alternative African Company to

Stripe Twilio AWS

Jumio API is best for:

Large Nigerian fintechs, international banks with Nigerian operations, and regulated crypto exchanges that need enterprise KYC orchestration, biometric verification, and global document coverage with custom compliance workflows.

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API Pricing Model

Custom enterprise pricing only no public per-check rates
Pricing negotiated based on verification volume, regions, and product scope
Contact Jumio sales for a quote

Jumio API Core Features & Capabilities

Features Included

Document Verification Biometric Face Match Active Liveness Detection Deepfake & Spoofing Prevention AML & Sanctions Screening KYB (Business Verification)KYX Orchestration Platform Ongoing Monitoring

Not Supported

Self-Serve SignupPublic Per-Check PricingNigerian BVN Verification

Required Access Documents for Jumio API

Signed Enterprise AgreementRequired
Jumio requires a signed contract before providing API credentials. Contact their sales team to begin.
Business Registration DocumentsRequired
CAC Certificate of Incorporation or equivalent to establish your entity during enterprise onboarding.
Compliance & AML PolicyRequired
Regulated entities must provide their AML/CFT policy documentation as part of onboarding due diligence.
Director Government IDRequired
Valid government-issued ID (international passport, NIN, or driver license) for the compliance officer or account owner.
Data Processing AgreementOptional
For GDPR/NDPR compliance, a DPA can be signed to govern how Jumio processes your users' personal data.

Different Jumio API use cases

Nigerian Bank Account Opening:Integrate Jumio's KYX Platform into digital bank onboarding flows to verify Nigerian applicants' NIN slips, BVN-linked IDs, and passports with AI-powered document authentication and biometric liveness checks.
Regulated Crypto Exchange KYC:Power FATF-compliant KYC for Nigerian crypto users using Jumio's document verification and AML screening, ensuring every onboarded user is checked against global sanctions and PEP watchlists.
Insurance Applicant Verification:Use Jumio to verify Nigerian insurance applicants' identity and cross-reference against AML watchlists before policy issuance, reducing fraudulent claims from synthetic identity attacks.
Enterprise Lending KYC Layer:Layer Jumio's KYX Platform over your lending engine to enforce tiered KYC from basic email/phone for small loans to full biometric + document verification for high-value credit facilities.
International Remittance Sender Verification:Verify the identity of Nigerian users initiating international remittances using Jumio's biometric face match against passports, ensuring compliance with CBN cross-border payment regulations.

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