EBANX API
Payment Gateways & Processors
EBANX is a Brazilian-founded global payment technology company that specializes in enabling international businesses to accept local payment methods in emerging markets particularly Latin America and Africa. EBANX's African expansion covers Nigeria, where it facilitates local Nigerian payment methods (bank transfer, OPay, PalmPay) for international businesses such as Netflix, Spotify, Coursera, and global SaaS companies seeking to collect payments from African users.
EBANX API Highlights
EBANX API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.
API Key
Standard API rate limits per merchant account. Contact EBANX for production throughput specifications.
Nigeria
Ghana
Kenya- Transaction-based fees percentage of transaction amount plus currency conversion margin
- Rates vary by payment method and country
- Contact EBANX for merchant pricing
EBANX API Core Features & Capabilities
Features Included
Not Supported
EBANX API Supported Webhook Events
Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.
Required Access Documents for EBANX API
Different EBANX API use cases
- Accept Nigerian Payments for International SaaS:Integrate EBANX to let Nigerian users pay for a USD-priced international SaaS product via OPay, PalmPay, or bank transfer in Naira with EBANX converting and settling in USD to the international merchant account.
- Video Streaming Service Accepting Nigerian Payments:Use EBANX like Netflix and Spotify do to accept monthly subscription payments from Nigerian users via local payment methods reducing churn from Nigerians who can't pay with dollar cards but can pay via OPay or bank transfer.
- Pan-Emerging-Market Payment Strategy (Africa + LatAm):Deploy EBANX as the single payment infrastructure for a global startup accepting payments across Nigeria, Kenya, Brazil, Mexico, and Colombia covering both African and Latin American local payment methods from one API.
- Nigeria + Brazil Cross-Border E-Commerce:Use EBANX to accept payments from both Nigerian and Brazilian customers for a cross-border e-commerce business handling OPay and Pix (Brazil's instant payment) through one API with unified settlement reporting.