Question 1

What does Breet API do?

Accepted Answer

Breet is a Nigerian crypto and stablecoin infrastructure company that enables businesses to accept cryptocurrency payments and automatically settle the proceeds in local fiat currency. The platform serves 400,000+ verified users and has executed over 500 million trades. Breet is regulated under the Nigeria Data Protection Act 2023 and certified by the Nigeria Data Protection Commission (NDPC) — making it one of Nigeria's most compliance-ready crypto payment providers.

What the API Does

The Breet API enables developers to: generate unique crypto deposit addresses per customer or transaction; accept payments in 13+ cryptocurrencies including Bitcoin, Ethereum, USDT, USDC, Solana, Tron, BNB, Avalanche, XRP, TON, Litecoin, Bitcoin Cash, and Dogecoin; auto-convert received crypto to Nigerian Naira (NGN) or Ghanaian Cedi (GHS); settle converted fiat directly to a business bank account; and receive real-time webhook notifications for all transaction events. The entire flow — from crypto deposit to NGN bank settlement — can happen without manual intervention.

How Developers Use It

Developers sign up at breet.io, complete KYB verification (typically within 24 hours), and receive an App ID and App Secret for authentication. The API is REST-based with JSON responses. A live sandbox environment is available for testing the full integration before going live. The typical integration flow: generate a deposit address for a user or invoice, monitor webhooks for deposit events, and configure auto-settlement rules to push NGN to your bank account. Most integrations go live within days with dedicated integration support from Breet.

Pricing

Breet charges as low as 0.5% per transaction with no setup fees, no monthly subscription fees, and no hidden FX spreads. Developers can optionally add a 0 to 10% markup on top of the Breet base fee — creating an additional revenue stream from crypto payment processing. Volume-based rates are available for high-throughput businesses on request.

Authentication

All API calls require an App ID and App Secret issued from the Breet merchant dashboard. These credentials are passed with each request for authentication.

Settlement and Geographic Support

Breet supports NGN (Nigerian Naira) and GHS (Ghanaian Cedi) as settlement currencies. Crypto deposits can be received from anywhere on-chain globally. Bank settlements are currently limited to Nigerian and Ghanaian accounts.

Compliance

Breet operates under the Nigeria Data Protection Act 2023 and holds NDPC certification. Business customers must complete KYB before accessing the live API. Breet is a fintech company and not a licensed bank — crypto assets are noted as volatile and Breet does not provide investment advice.

Challenges and Gotchas

(1) KYB is required before going live — businesses must prepare CAC documents and director IDs. (2) No card payment or USSD support — Breet is crypto-in, fiat-out only. (3) Rate limits are not publicly documented — ask Breet for limits before high-volume integrations. (4) Settlement is to NGN bank accounts only — no USD or international wire settlement currently. (5) Crypto volatility risk exists between deposit and settlement unless using stablecoins (USDT/USDC).

Company Background

Breet was founded in Nigeria and is headquartered in Lagos. The company started as a consumer crypto trading platform and expanded into B2B crypto payment infrastructure. It is backed by Nigerian and African venture capital and focuses exclusively on the African market, with Nigeria and Ghana as primary supported countries.

FAQs

Q: Can I accept USDT and settle in NGN automatically?
A: Yes. Breet auto-converts USDT (and any supported crypto) to NGN and pushes settlement to your Nigerian bank account.

Q: Do I need a crypto licence to use Breet API?
A: No. Breet holds the necessary regulatory certifications. You only need to complete KYB as a business customer.

Q: Is there a sandbox for testing?
A: Yes. Breet offers a live sandbox environment for full integration testing before production.

Q: What is the settlement time?
A: Typically within minutes for stablecoins. Volatile assets like BTC may have slight delays depending on network confirmations.

Q: Can I add my own fee on top of Breet pricing?
A: Yes. Breet allows you to apply a 0 to 10% markup on top of their 0.5% base fee, creating a revenue stream from your integration.

Question 2

How much does Breet API cost?

Accepted Answer

Breet API is free to integrate, with fees charged per transaction (commission-based). Up to 0.5% fee per transaction. No setup fees, no monthly fees, no hidden spread fees. Optional 0–10% markup capability for your own revenue margin. Volume-based rates available on request.

Question 3

How do I authenticate with the Breet API API?

Accepted Answer

App ID + App Secret (from Breet Dashboard)

Question 4

Is there a rate limit on Breet API?

Accepted Answer

Not publicly specified — contact Breet for limits

Question 5

Does Breet API offer a sandbox or test mode?

Accepted Answer

Yes — Breet API provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is Breet API best suited for?

Accepted Answer

Nigerian and Ghanaian businesses, fintechs, and e-commerce platforms that want to accept crypto and stablecoin payments (USDT, USDC, BTC) and auto-settle proceeds directly into NGN or GHS bank accounts.

Question 7

Is there anything else I should know before integrating Breet API?

Accepted Answer

Breet is regulated under the Nigeria Data Protection Act 2023 and certified by the Nigeria Data Protection Commission. KYB verification is required before going live — typically completed within 24 hours. Authentication uses App ID + App Secret. Live sandbox available for full testing.

Question 8

Where can I find Breet API's documentation?

Accepted Answer

The official API documentation is at https://docs.breet.io/. The provider's website is https://breet.io.

Question 9

Does Breet API support Nigerian developers?

Accepted Answer

Yes — Breet API explicitly supports Nigerian developers/use cases.

Breet API

Features Included

Not Supported

Key Highlights

Required Access Documents

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