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HomeCategoriesPayment Gateways & ProcessorsBaxi API

Baxi API

Payment Gateways & Processors

Baxi is a Nigerian fintech infrastructure platform that provides APIs for Value-Added Services (VAS) enabling developers and businesses to programmatically sell airtime top-ups, mobile data bundles, electricity (PHCN/EKEDC/IBEDC) prepaid tokens, cable TV subscriptions (DStv, GOtv, StarTimes), internet subscriptions, and exam PIN vending to Nigerian consumers. Baxi also provides agent banking capabilities through a network of thousands of agents across Nigeria.

Baxi API Highlights

Baxi API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key

Rate Limit

Standard API rate limits per merchant key. Contact Baxi for high-volume transaction limits.

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
Baxi API Services
Webhooks & Real-time Notifications
Alternative African Company to
StripePayPalAdyenCheckout.com
++++
API Pricing Model
  • Wallet-funded model:merchants prefund a Baxi wallet and transactions are debited at wholesale rates plus small margins
  • No monthly API fee
  • Margins vary by product airtime typically 0.5-2%, electricity flat fee

Baxi API Core Features & Capabilities

Features Included

Webhooks & Real-time Notifications

Not Supported

Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account NumbersInternational / Multi-Currency PaymentsRecurring / Subscription BillingPayment Links & Invoicing

Baxi API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for Baxi API

    Different Baxi API use cases

    • VTU and Bill Payment Feature for Nigerian Fintech App:Add airtime, data, electricity, and cable TV payment features to a Nigerian fintech app using Baxi's single API giving users a complete bill payment experience without separate integrations with each Nigerian biller.
    • Agent Banking POS App for Nigerian Agents:Build a Baxi-powered POS application for Nigerian agent banking points enabling agents to vend airtime, pay electricity bills, and renew cable TV subscriptions for customers and earn commissions on each transaction.
    • Electricity Token Vending for Nigerian PropTech:Integrate Baxi electricity API into a Nigerian property management app allowing tenants to purchase prepaid electricity tokens directly in the app, with tokens immediately displayed for meter entry.
    • Staff Benefit Platform with VAS Allowances:Use Baxi API in an employee benefit platform to give Nigerian employees automated monthly airtime or data allowances crediting their phone numbers directly via API on the first of each month.

    Baxi API Alternatives

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    Mono Connect API

    Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification